Am I ready to buy a house?
Imagine the following: you paid off all of your consumer debt, spent an emergency fund form 4 to 8 months, and saved on the deposit recommended by any possible way, So you can easily know that you are ready to buy a house!
How many houses can I pay for?
Dave recommends that you get a mortgage payment that doesn’t exceed 25% of your net salary. With a mortgage you can afford, you will have less stress and more budget space while working at Baby Steps.
What type of mortgage should I get?
A short term fixed-rate mortgage can save you thousands of interest, but there are other factors to consider. It’s not just your interest rate. And certain types of loans can save you a lot of money. Getting a mortgage can seem complicated. An expert can help you.
